🎙️When What If Happens | Episode 3: Insurance Is Love in Action Preparing for the People You’ll Leave Behind
In this powerful episode of Legacy Talks, Jason Brown sits down with Alicia DeVaughn, a breast cancer survivor turned financial advocate, to unpack why life insurance is more than a policy—it’s love in action.
Alicia shares how her cancer diagnosis at just 32 reshaped her life and opened her eyes to the real gaps in financial protection. From discovering her employer’s plan only covered death benefits, to seeing families struggle with $10,000+ funeral bills, Alicia’s story is a wake-up call about the cost of waiting.
Together, Jason and Alicia dive into:
đź’ˇ Why life insurance is about living, not dying
⚠️ The risks of relying solely on employer-provided coverage
⚰️ The financial and emotional weight of funerals
📜 Term vs. whole life policies—and why starting small is still powerful
🌱 Real stories of how living benefits changed families’ futures
❤️ How to reframe financial conversations as acts of love and legacy
This episode is about breaking myths, building generational wealth, and sparking conversations that too often get delayed until it’s too late. Alicia’s journey proves that preparation isn’t just smart—it’s necessary.
What You’ll Learn:
🌸 Why Alicia’s cancer diagnosis changed her financial outlook
⏳ How procrastination leaves families exposed
đź’¸ The staggering cost of funerals
🕊️ The importance of starting the insurance conversation early
🤝 Why life insurance is essential in Black and Brown wealth-building
💡 “People don’t plan to fail—they fail to plan.”
If this episode inspired you, don’t forget to like, comment, and share it with someone who needs this message. Subscribe to Legacy Talks for more conversations that empower you to build, protect, and pass on your legacy.
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⏱️ Chapters & Key Takeaways:
00:00 – Introduction to Legacy Talks
02:15 – Alicia’s cancer diagnosis at 32
05:40 – The real gaps in employer insurance
09:10 – The hidden costs of funerals
13:25 – Why life insurance is love in action
17:50 – Breaking myths about term vs. whole life
22:30 – Real-life stories of living benefits
27:00 – The importance of starting early
31:15 – Financial conversations as legacy planning
36:00 – Closing insights & takeaways
👉 Don't forget to share your opinion in the comments below.
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đź“ş Watch my other videos đź“ş
🎬When What If Happens The Podcast That Prepares You for Life’s Inevitable Moments
https://youtu.be/2tmDXM08QsM?si=W1qqbTxnHBBLFdz5
🎬Why I Created The Legacy Deck | A Message From Jason Brown
https://youtu.be/WBbLFmVFMi0?si=DQ3qL6c29kqdDY8A
🎬Episode 1: Building the Ark | Stewardship, Seasons & Legacy
https://youtu.be/a8aLiAfz1n0?si=xt9AGmC3P4OxuvqK
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⚠️ “DISCLAIMER” ⚠️
This conversation is meant to inspire and educate. It is not financial or legal advice. Everyone’s journey is unique—please speak with a licensed professional to find the right path for you and your loved ones.
#legacytalks #lifeinsurance #financialplanning #generationalwealth #livingbenefits #insuranceawareness #blackwealth #financialliteracy #legacybuilding #protectyourfamily